Elegbede Abiodun
… demonstrating how technology, banking, and education can be administered to deliver practical, future-focused solutions.
Non-interest lender, LOTUS Bank, has partnered with Heckerbella, to launch the Smart ID Project at the University of Lagos.
According to a statement from the bank, the launch ceremony, which was held on Friday, featured the University’s leadership, faculty members, students, senior executives from LOTUS Bank and Heckerbella, and key stakeholders.
The Smart ID Card is designed as a dual-function solution, serving as the university’s official identification credential while also operating as a secure debit card powered by LOTUS Bank. The innovation enables seamless identity verification, efficient access control, and safe financial transactions both within and beyond the campus environment.
The Smart ID Project is expected to streamline administrative processes, improve operational efficiency across faculties and departments, and deepen financial literacy and inclusion among students. With embedded debit functionality, the card supports secure, cashless transactions while reinforcing the university’s transition to a technology-driven academic ecosystem.
As a technology and implementation partner, Heckerbella is responsible for comprehensive data capture for students and staff, as well as the secure production and issuance of the Smart ID Cards. The process is built to ensure data accuracy, robust security standards, and operational efficiency throughout deployment.
During the event, the Vice Chancellor of the university, Professor Folasade Ogunsola, formally presented the Smart ID Cards to students and staff, marking a defining milestone in UNILAG’s digital transformation journey.
In her remarks, the Vice Chancellor reaffirmed the university’s commitment to innovation and strategic partnerships that enhance service delivery and elevate the overall campus experience.
Earlier in his address, the Managing Director of LOTUS Bank, Dr Isiaka Ajani-Lawal, emphasised that the initiative reflects the bank’s broader commitment to advancing financial inclusion and delivering integrated, secure digital banking solutions tailored to institutional ecosystems.
He said, “The Smart ID Project represents a forward-thinking collaboration that merges identity management, access control, and financial services into a single secure platform. In partnership with UNILAG and Heckerbella, we are delivering a solution that enhances convenience, strengthens security, and accelerates the transition toward a modern, cashless campus.”
The Managing Director of Heckerbella, Ms Yemi Keri, highlighted the importance of secure identity infrastructure in modern institutions, noting that her firm’s collaboration with LOTUS Bank on the project demonstrates how technology, banking, and education can converge to deliver practical, future-focused solutions.
LOTUS Bank is a full-fledged non-interest commercial bank committed to ethical banking, financial inclusion, and innovative digital solutions for individuals, businesses, and institutions across Nigeria.

