Manny Ita –
Segun Agbaje, CEO of Guaranty Trust Holding Company (GTCO), has disclosed the group’s three most profitable non-banking subsidiaries in 2025 during its FY 2025 investor call.
According to him, the top-performing non-banking businesses were fintech, asset management, and pensions, which have become key contributors to GTCO’s earnings beyond traditional banking operations.
Within these segments, GTCO’s fintech arm, HabariPay, led with a profit of about N9.7 billion, followed closely by Guaranty Trust Fund Managers (asset management) with roughly N9 billion. Guaranty Trust Pension Managers contributed about N4.7 billion.
Agbaje noted that the strong performance of these subsidiaries reflects GTCO’s broader strategy of diversifying income streams and strengthening its financial services ecosystem.
He added that the group expects these businesses to continue growing and play a bigger role in its overall profitability, even as Nigeria remains its core market and accounts for the majority of its operations.
Overall, GTCO reported strong group-wide earnings in 2025, with its non-banking divisions increasingly becoming an important part of its long-term expansion strategy.
